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Nick C. Thompson
800 Stone Creek Parkway Suite 6
Louisville, Kentucky
40223
(502)625-0905
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How to Hardship Discharge Student Loans in Bankruptcy
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Download our Book on
How to file Chapter 7 13 Bankruptcy.
Bookmark or link to our website.
Click above links for detailed information.
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There are many different methods of getting a
student loan
hardship discharge. However be sure to look at the
Income based repayment plan that is available.
Here is the government
information on the
income based repayment plan.
There are a number of factors that may qualify you
for a hardship discharge in
bankruptcy or a cancellation of your student loan. The factors that may help in allowing you to bankrupt
the student loan debt or to cancel the debt include.
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Issues with the
student loan such as
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School Closings
-
Fraudulent
Certifications
-
Unpaid refunds
held by the school
Other Factors that may
allow your to cancel of discharge the debt include:
These are discussed at
studentloanborrowerassistance.org
| About 25% of all 4 year college student loan
borrowers will default their
student loans About 35% of all 2 year college
student loan borrowers will
default their student loans
About 45% of all other student loan borrowers such as business schools will
default their student loans
Source:
Office of
the Inspector General Student Loan Defaults |
The Bankruptcy Manual discusses student loans and hardship discharge. Download your free copy. The Bankruptcy manual is for informational purposes only. The Bankruptcy Manual comes in rtf format for word or
WordPerfect, pdf for adobe, or you can download the audio.
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