Can You Get a Refund on a Prepaid Funeral: Answered

Can You Get a Refund on a Prepaid Funeral

  Financial planning for any massive expected or unexpected expense is wise, and a funeral is no exception. Many people set aside a fund for college and retirement funds; sometimes, people also save for arranging a huge funeral. Moreover, many people preplan their funeral with every detail to save their loved ones from the hassle. […]

Why is a Discharge of Debt Granted? All You Need to Understand

Why is a Discharge of Debt Granted?

The Bankruptcy Discharge The Bankruptcy discharge is the permanent court order granting a debtor’s discharge for debts incurred prior to filing. Corporations never get a discharge. Creditors can only violate the stay order in a Corporate case because the case never closes and never receives a discharge; only people can get the discharge. The bankruptcy […]

How to Obtain a CPN Number? Things You Must Know

How to Obtain a CPN Number

Introduction to CPN Scams Some companies will offer you a CPN number claiming that a CPN number can be used as a substitute for your social security number. However, shortly after you use a CPN number for filing taxes or obtaining personal credit, you may end up in jail or prison. A Credit Privacy Number […]

Can SSI Be Garnished For Back Child Support? Get All Your Answers Here

Can SSI Be Garnished For Back Child Support?

The first thing creditors look to seize after they receive a judgment against you is your bank account. However, if the funds in the bank come from the Social Security or SSI benefits, creditors have limitations on how to use them or what to do with them. As a working bankruptcy attorney in a law […]

Bankruptcy and Reverse Mortgage- Things You Must Consider

bankruptcy and reverse mortgage

How you receive reverse mortgage payments can be a problem if you file bankruptcy. The Chapter 13 bankruptcy trustee is generally not a problem. But in a Chapter 7 bankruptcy, your nonexempt equity can be a problem and an attachable asset. If you have taken a lump sum and those funds are in a bank […]

How Often are Bankruptcies Denied? Important Points You Shouldn’t Miss!

How Often are Bankruptcies Denied

Bankruptcy cases are rarely denied in Kentucky. Almost all cases that deny a debtor from filing bankruptcy are due to fraud or abuse of the system. However, it can happen by accident or, I should say, poor planning. The bankruptcy petition must have complete and accurate information. It is the obligation of the bankruptcy attorney […]