Kentucky Default Summary and Agreed Judgement

Kentucky Default Summary and Agreed Judgments

A Kentucky default summary or an agreed judgment is a written decision of a court that quickly ends undisputed cases. However, with an agreed judgment, you have a very short period of time to object and appeal. Then, if you fail to appeal and object you essentially agree to the decision. Once a judgment is […]

Debt Settlement Relief • Louisville Kentucky Attorney • Video

Debt Settlement Relief • Louisville Kentucky Attorney

Our office offers debt settlement relief services when negotiation is better than bankruptcy. However, debt settlement is not something you want to do yourself. For one reason, when you call the creditor the call is recorded so your admission that you owe the debt can be used against you. Collectors are only interested in receiving […]

Debt Management or Debt Settlement Plans • Video

Debt Management or Debt Settlement Plans

One of the worst alternatives to Chapter 7 or 13 bankruptcy is debt management or debt settlement plans, sometimes called credit counseling. But, please don’t confuse this with the credit counseling certificate requirements for bankruptcy. Most people are aware of the claims and advertisements of these debt management agencies. But, are their claims true or […]

Debt Settlement Company vs Debt Settlement Attorney • Video

Debt Settlement Company vs Debt Settlement Attorney

Are you thinking about turning to a debt settlement agency instead of a debt settlement attorney? If so, there are some harsh facts you need to know about debt settlement companies and how they operate. In the Wall Street Journal, Michelle Singletary wrote this about debt settlement service companies, “Clients still end up paying as […]

Successfully Completing a Chapter 13 Bankruptcy

Successfully Completing a Chapter 13 Bankruptcy

You file Chapter 13 bankruptcy and it is confirmed. If possible, you want to complete your Chapter 13 to ensure you receive a discharge at the end of your plan. With Chapter 13, dismissal is when the case gets terminated without the entry of a discharge of debt. However, when the courts enter a discharge […]

How To Make Chapter 13 Plan Modifications or Conversions • Video

How To Make Chapter 13 Plan Modifications

Sometimes the Chapter 13 plan needs a modification. Your income might drop which means you need a Chapter 13 plan modification to lower payments. Or, perhaps your mortgage company didn’t file a claim. If that’s the case, now you must file a claim for them and include that claim with a Chapter 13 plan modification. […]