How to rent an apartment after bankruptcy
Sooner or later, something terrible happens in every family. It’s unusual for a person never to have an accident, divorce, or job loss which may lead to bankruptcy. This article will help you buy or rent an apartment after bankruptcy. You should usually be able to buy a home two years after discharge. Many of […]
Kentucky 60 Year Debt Collection Statute of Limitation
Recently we were asked a question on Avvo about whether a debt collector can collect on an overdraft checking account after seven years. This person ran up overdraft charges, and USAA bank was holding him accountable on a checking account on the check. He asked if there was limited consumer protection in Kentucky state laws […]
Filing Late Bankruptcy Debtor Education and Credit Counseling Certificates
Since 2005 Congress has required consumer debtors to attend a credit counseling class before they file. They also must attend a debtor education class after they file to get a discharge. Our office can easily prepare a petition with only income information. However, we cannot file the petition without the credit counseling certificate. Both courses […]
Debt Settlement Relief • Louisville Kentucky Attorney • Video
Our office offers debt settlement relief services when negotiation is better than bankruptcy. However, debt settlement is not something you want to do yourself. For one reason, when you call the creditor the call is recorded so your admission that you owe the debt can be used against you. Collectors are only interested in receiving […]
Debt Management or Debt Settlement Plans • Video
One of the worst alternatives to Chapter 7 or 13 bankruptcy is debt management or debt settlement plans, sometimes called credit counseling. But, please don’t confuse this with the credit counseling certificate requirements for bankruptcy. Most people are aware of the claims and advertisements of these debt management agencies. But, are their claims true or […]
Debt Settlement Company vs Debt Settlement Attorney • Video
Are you thinking about turning to a debt settlement agency instead of a debt settlement attorney? If so, there are some harsh facts you need to know about debt settlement companies and how they operate. In the Wall Street Journal, Michelle Singletary wrote this about debt settlement service companies, “Clients still end up paying as […]
