Student Loan Rehabilitation Law New Regulations

Student Loan Rehabilitation Law New Regulations

Did you know that student loan bill collectors are often paid over $100,000 a year to put you into loans and rehabilitation programs that are neither reasonable nor affordable? In fact, student loan collectors are paid like the mortgage industry servicers who violate the law and regulations. Student loan collectors are paid by charging fees […]

Home Foreclosure after Chapter 13 Bankruptcy

Home Foreclosure after Chapter 13 Bankruptcy

Sometimes a debtor files a Chapter 13 bankruptcy. Then, meets all the payment requirements for Chapter 13. However, at the end of Chapter 13, they still get hit with mortgage foreclosure. Why? The lender might claim they are thousands of dollars behind because of the accrual of late fees during the bankruptcy. Or, it might […]

Kentucky Default Summary and Agreed Judgement

Kentucky Default Summary and Agreed Judgments

A Kentucky default summary or an agreed judgment is a written decision of a court that quickly ends undisputed cases. However, with an agreed judgment, you have a very short period of time to object and appeal. Then, if you fail to appeal and object you essentially agree to the decision. Once a judgment is […]

How To Make Chapter 13 Plan Modifications or Conversions • Video

How To Make Chapter 13 Plan Modifications

Sometimes the Chapter 13 plan needs a modification. Your income might drop which means you need a Chapter 13 plan modification to lower payments. Or, perhaps your mortgage company didn’t file a claim. If that’s the case, now you must file a claim for them and include that claim with a Chapter 13 plan modification. […]

Predatory Auto Subprime Car Loans

How to Manage Your Car Loans in Bankruptcy

These loans are often bought and sold in securities markets but might still be serviced by the original lender. Without a home, you might live with a relative or you may even live out of a car. But, if you don’t have a car to get to work in, life gets very difficult. In 2015 […]

How Bankruptcy Affects Spouse, Job, Credit, and Cosigners • Video

How Bankruptcy Affects Spouse, Job, Credit, and Cosigners

Bankruptcy tends to save marriage jobs credit and cosigners. However, debt hurts these relationships. So, if you want to learn more about how bankruptcy affects spouse, job, credit, and cosigners. If you want to know how bankruptcy can save a marriage, protect a spouse or cosigner, prevent a job loss, and restore credit, it is […]