How to Manage Student Loans Collections • Video
This post explains how to manage student loan collections and get out of default both with and without bankruptcy. It explains in a few words and a couple of minutes what you need to know while giving you a plan of action. Each part of this can be expanded as a topic if you need […]
Student Loan Statute of Limitations • Video
There is no statute of limitations for government student loans. Federal Student loans are exempt from the state statute of limitations because of Section 484A(a) of the Higher Education Action and 20 U.S.C. § 1091a(a). However, Private student loans are subject to the statute of limitations and all the same defenses that any other contract […]
How to stop student loan collections and garnishments with Bankruptcy
You can stop student loan collections and garnishments with bankruptcy. Student loan collections will stop for about 4-6 months with Chapter 7 and either 3 or 5 years with Chapter 13. This article is a handout I give to my bankruptcy clients which explains how to handle your student loans. The idea is to survive […]
