Kentucky Commissioner Foreclosure Sales Costs, Fees, Refunds, Deposits, and Redemptions • Video
When a commissioner holds a sale, he is allowed to collect his costs and charge attorney fees. This is only reasonable. Most commissioners work overtime to make sure the homeowner is allowed every opportunity to save his home. But the homeowner has a responsibility to make sure he is not overcharged by the lenders. If […]
How to Qualify for Kentucky Medicaid and Still Protect Assets
Medicaid is supposed to be your last resort for medical services. So, if Medicare is not paying enough to pay for services then Medicaid will pay for medical services. However, you have to spend down assets first before using Medicaid. Unfortunately, in essence, Medicaid becomes just like a judgment creditor who can take your assets […]
9 Tips to Help You Save Your Home from Foreclosure • Video
Foreclosure is one of the worst things that can happen to someone. In addition, the damage to your credit is worse than if you file bankruptcy. You also lose equity in the home. Then, the lender sticks you with a deficiency judgment, and a 1099-c tax debt replaces the deficiency. Some of the most common […]
How to Keep Your Property When Filing Bankruptcy in Kentucky • Video
If you are filing bankruptcy in Kentucky, your attorney must have an accurate record of your debts and property. Don’t leave property or debts out because you intend to pay it or you co-own the property. Fraud is Not Listing Debts, Transferring Property, and Income Tax Debts You can only exempt and keep property that is […]
