How to Manage Student Loans Collections • Video

How to Manage Student Loans Collections

This post explains how to manage student loan collections and get out of default both with and without bankruptcy. It explains in a few words and a couple of minutes what you need to know while giving you a plan of action. Each part of this can be expanded as a topic if you need […]

Kentucky Student Loan Help

Kentucky Student Loan Help

If you’re looking for Kentucky Student Loan help, you are in the right place. Nick Thompson presented the webinar and contributed to the King Publications book used by lawyers to battle student loans. In fact, Nick was able to obtain a discharge of his student loans using his system. In our law practice, we meet many […]

Paycheck Garnishments from Student Loans & the IRS

Paycheck Garnishments from Student Loans & the IRS

Both the IRS and Government guaranteed student loans can perform paycheck garnishments without going to court. But bankruptcy can stop the paycheck garnishments even if they are priority debts or they are not dischargeable. In fact, the IRS and Department of Education can issue the orders even in states that don’t allow garnishments. However, Chapter […]

How to Stop Federal Student Loan Wage Garnishment • Video

How to Stop Federal Student Loan Wage Garnishment

Private student loans must go to court to garnish wages. Many defenses exist to defeat their lawsuits, such as the statute of limitations. But federal student loans have the right to start a garnishment without going through the first step of filing a lawsuit. Also, there are statutes that avoid many defenses like the statute […]

Government Student Loan Garnishments and Collections

Student Loan

Don’t take our word for it! According to a Wall Street Journal Article by Josh Mitchell on April 7th, 2016 over 43% of student loan borrowers don’t make full repayment on their student loans. With 1.3 trillion currently owed in student loan debt, that number has serious meaning. 3.6 million borrowers are in default (12 […]

How to stop student loan collections and garnishments with Bankruptcy

How To Stop Student Loan Collections and Garnishments with Bankruptcy

You can stop student loan collections and garnishments with bankruptcy.  Student loan collections will stop for about 4-6 months with Chapter 7 and either 3 or 5 years with Chapter 13.  This article is a handout I give to my bankruptcy clients which explains how to handle your student loans. The idea is to survive […]