201809.24
Off
0

Bankruptcy Filing Debtor Education and Credit Counseling Certificates late

Bankruptcy Filing Debtor Education and Credit Counseling Certificates late Since 2005 Congress has required consumer debtors to attend a credit counseling class before they file. They also must attend a Debtor Education class after they file to get the discharge. Our office can easily prepare a petition with just the income Information. However, we cannot…

Benefits of a Chapter 7
201504.11
Off
0

Benefits of a Chapter 7

Chapter 7 Bankruptcy Benefits Louisville Kentucky One of the basic Chapter 7 Bankruptcy Benefits is a federal court order.  When you file a Chapter 7, an “automatic stay” is put into place. Chapter 7 puts a stop to all collections attempts, lawsuits, wage garnishments, and other forms of contact from creditors. It is so effective I have people…

Convert From One Bankruptcy Chapter to Another
201210.16
Off
0

Convert From One Bankruptcy Chapter to Another

Bankruptcy Chapter Bankruptcy is normally voluntary – unless you have hidden assets or filed somehow in bad faith.  You normally have the right to dismiss your Chapter 13 bankruptcy case or convert from one bankruptcy chapter to another. It is easy to convert from Chapter 13 to a Chapter 7 normally, and there can be benefits to converting from a Chapter 7…

Bankruptcy Filing Time Limitations etc
201210.05
Off
0

Bankruptcy Filing Time Limitations etc

There are Bankruptcy Filing Limitations which require you to wait until your next discharge.  There are also other limitations.   You can file a Chapter 13 the day after your Chapter 7 case closes but you will not get a discharge in the second Chapter 13 case. You cannot file a Chapter 7 until 8 years after the…