Bankruptcy in Louisville Kentucky is fixing the overwhelming Debt
We have prepared bankruptcy cases for our Louisville Kentucky Bankruptcy Court for over 30 years in thousands of successful cases. I prepare each case, meet with you personally to make sure it is perfect and I never hand you over to a paralegal.
Louisville Kentucky’s top rated Bankruptcy and Foreclosure Attorney
People often come into our office with needless emotions of fear, shame, blame, and guilt over overwhelming debt. Disasters happen to everyone. Financial burdens and problems exist in low-income families and rich ones. Often, bankruptcy is the only way to get your life back on track with a budget you can afford. We have had clients get a mortgage during a Chapter 13 and quickly get 725 credit scores so they could start life over again.
Your family may desperately need to file bankruptcy. We make filing quick, simple and as easy as it can be. There are required documents, an intake to fill out, and a credit counseling class to take. Bankruptcy allows you recovery and dignity. Negative emotions should not keep you from doing what you need to do. Everyone eventually has a personal injury or tragic event happen to them. Divorce, disability, death in the family, or the loss of a job are common factors. When that happens, you need a new budget, and the fresh start bankruptcy provides.
Our job as a law office is to plan your bankruptcy so you can have the best budget possible to ensure that a fresh financial start. Your bankruptcy should be structured so you retain the maximum amount of property you will need for that fresh start.
Bankruptcy in Louisville Kentucky is getting a fresh start Call 502-625-0903 today!
There is no benefit or need to feel ashamed for filing bankruptcy when it is required. Life can be hard. Death, accidents, job loss, disability, divorce happen. It is how you take responsibility for it that matters. Bankruptcy is a responsible answer. It often allows you the ability to save the home and catch up mortgage payments. It can also only mean being back on track with a budget that will enable you peace.
Bankruptcy is often facing a reality that when a debt is unaffordable, it needs bankruptcy. Bankruptcy can be the way to prevent an unfair creditor from collecting. You and your family deserve a second chance. You deserve to live with a reasonable budget. It will often enable you to keep the property you can afford and need.
Filing Bankruptcy is supposed to be a fresh start and a new beginning. Bankruptcy is a chance to put your finances back in order with a new budget. You get peace of mind. The problems didn’t happen overnight. But if you can spend 8 – 10 hours, we can prepare and file a quality petition which puts you on the path to recovery. When it is over, you will be living your life with an affordable budget.
Bankruptcy in Louisville Kentucky can be simple for financial problems
Bankruptcy does not have to be a complicated process. There are four simple steps to filing bankruptcy with our office. You have to:
Gather your documents
Fill out an intake
Take your counseling and
Schedule a 1-2 hour appointment to prepare your bankruptcy correctly.
Each step will take about 2 hours. Doing a sloppy petition, rushed and cheap often means:
you do it twice,
you don’t get all the benefits you could have,
or you lose the property.
Our manual also explains the tricks and traps. Four hours of reading 60 pages explains how debt collection and bankruptcy works. Reading it often saves you thousands more than if you file your petition without planning and knowledge.
There is life after Bankruptcy in Louisville, Kentucky. Schedule Your Free Consultation Now!
I know you are probably feeling overwhelmed and praying for a miracle. We are here to give you a new fresh start, save homes, give you back your life, dignity, and peace of mind. My initial consultation is free. I have been doing bankruptcy and foreclosure defense work for over 30 years since 1988. You will leave my office knowing whether bankruptcy is right for you and precisely what to do. You won’t meet with a paralegal or young attorney just out of school to prepare your bankruptcy. I personally meet with every client and prepare every petition. 100% of our Chapter 7 petitions for the last three years were successful and discharged. Other attorneys often refused to do the work to file some of the higher-income individuals as Chapter 7 cases. We got them approved by taking the time to argue and document their reasonable and necessary expenses.
Nick used to work for the banks before he went to law school.He was married to the president of the Mortgage Bankers Association and worked in the state tax department as a prosecutor.He was also the assistant county attorney in Bullitt County.