This is a library of free resources for your bankruptcy. Do you need help? Contact my office right away. Nick C. Thompson, Attorney: 502-625-0905
How to Strip Liens and Avoid Mortgages in Kentucky Bankruptcy Cases Do you still have a second mortgage with no equity after you filed Chapter 13? Are judgment liens stopping you from refinancing after you filed Chapter 7? Do you have tax liens you cannot pay? I often see these mistakes that should have been taken care…
If you’re considering bankruptcy, you may be concerned about how it will impact your spouse. Our guide explains how bankruptcy impacts a spouse’s credit, debts, and financial responsibilities. Whether it’s Chapter 7 or Chapter 13, understanding these impacts can help you protect your spouse and family’s financial well-being. Key Takeaways Filing for bankruptcy individually typically…
If you’re struggling with mortgage payments, you might be wondering whether foreclosure or deed in lieu is the best option for you. This article will help you navigate foreclosure or a Deed in Lieu. You will understand the key differences between foreclosure or deed in lieu of foreclosure, their impacts on your credit score, and…
If you’re struggling with car payments, you might consider voluntary repossession, a form of vehicle repossession. If the lender sells the vehicle for less than the remaining loan balance, the difference is called a deficiency balance. This is when you return your vehicle to the lender on your own terms. It can be less stressful…
Filing for Chapter 13 bankruptcy lets you restructure your debt into a manageable repayment plan without losing your assets. This guide walks you through the steps, requirements, and what to expect during the filing process. Key Takeaways Chapter 13 bankruptcy allows individuals to reorganize debts over three to five years while keeping their assets, unlike…
Choosing between Chapter 7 and Chapter 13 bankruptcy can be challenging. Chapter 7 quickly eliminates unsecured debt quickly and cheaply. Chapter 13 allows you to rescue and keep assets. You can repay debt gradually and take years to catch up on your mortgage or tax debt with a Chapter 13. We will compare Chapter 7…