Bankruptcy Kentucky Driver’s license Suspension for unpaid judgments K.R.S. § 187.410 K.R.S. § 187.420 Kentucky’s Financial Responsibility Law states that on receipt of an unpaid judgment, the Cabinet will suspend the driver’s license and registration of any person against whom the judgment was rendered. K.R.S. § 187.410 The License remains suspended until the judgment is stayed,…
Kentucky’s 60 year Debt Collection Statute of limitation
Recently we were asked a question on Avvo about whether a debt collector could collect on an overdrafted checking account after 7 years. The bank had a checking account with a customer who ran up check charges. USAA bank was holding him accountable for overcharges on a checking account from 1998, 1999, and 2006. He asked if there was…
Government student loan garnishments & collections
Student loan Garnishments and 889 billion in default Don’t take our word on it, according to a Wall Street Journal Article by Josh Mitchell on April 7th 2016 over 43% of student loan borrowers don’t make full repayment on their student loans. With 1.3 trillion currently owed in student loan debt that number has some serious…
How to research Pacer and check my Bankruptcy case
How to research Pacer and check my Bankruptcy case This is how to research Pacer and check my Bankruptcy case. If you are trying to search pacer for a bankruptcy filing you must either do it through pacer or inforuptcy. Here in these videos is how to search pacer and inforuptcy. Pacer allows attorneys the ability to…
Brad Pit Debt Collector movie Jake Halpern Bad Paper
Brad Pit Debt Collector movie based on Jake Halpern’s book Bad Paper Here is the video to what may the next Brad Pitt film or what may be an HBO series on Debt Collectors. It explains how wild debt collection is and the fraud involved in debt collection lawsuits. People may end up paying twice…
The Attorney Client Confidentiality Privilege in Bankruptcy
The Attorney Client Confidentiality Privilege in Bankruptcy The Attorney Client Confidentiality Privilege in Bankruptcy is one of the very few relationships where you can even confess a crime and have the information kept secret. If you confess the abuse of a child to your doctor, minister or psychologist they must report the information. But your attorney must…
Free Financial Peace University Bankruptcy Edition Course
Financial peace university bankruptcy edition We want persons who have filed bankruptcy to have free access to Dave Ramsey’s financial peace university training. This is the edition for persons who have filed bankruptcy. You can also download a free copy of our book which explains how to get the most benefit from bankruptcy when you file. …
Fraud Stay Discharge Adversary Complaints
Bankruptcy court judges have essentially the same powers as district court judges. Not only do they decide bankruptcy issues but they also decide other issues such as FDCPA (fair debt collection practices act) issues or issues which involve the debtor. Adversary lawsuits are lawsuits separate from the bankruptcy. These adversary cases often involve issues of fraud, the failure…
Filing Bankruptcy Pro Se
When a debtor files a case without an attorney they think their case is simple and all they have to do is to fill out the forms to do it themselves and save the cost. The problem is, it isn’t simple. When the law changed in 2005 over half of the attorneys who filed bankruptcy cases quit because…
Medical Debt and Bankruptcy
If you have medical insurance you probably feel secure. But if you spent a month in the hospital you will have to pay the medical debt from a deductible and the copay’s. For most Kentucky residents this means bankruptcy. The hospital will often sue over the medical debt if it is not paid. Medical debt collectors normally…