Louisville Bankruptcy Attorney

Nick C. Thompson

You Deserve a Financial Fresh Start

An Avvo Top 3 rated Bankruptcy Attorney since 2013

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How to File a Kentucky Bankruptcy

Step 1

Gather Your Documents

First, every debtor must provide documents and exhibits to the Bankruptcy Court.  Trustees look for hidden assets, income, & transfers in these documents. Download our consumer or small business checklist.

Step 2

Filing Bankruptcy Online

Second, Call Toni or myself at 502-625-0905. We will set up your online intake.  You can bring in your PDF documents on a thumb drive, upload them or we can scan them in and get the bankruptcy process started.

Step 3

Credit Counseling

Third, take a required counseling class before filing. I like prebk.com and bkcert.com. Take the debtor education class after filing bankruptcy to get the discharge from creditors and become debt free.

A Different Kentucky Law Firm

We Stop Kentucky Foreclosures, Lawsuits, and Garnishments

  1. We believe providing for your family is more important than paying bills and debt collectors.
  2. We increase your net worth and provide financial freedom and debt relief.
  3. Filing with us typically improves your credit score.
  4. We eliminate $20,000, $100,000, or more unsecured debt for 8-10 hours of your time preparing a petition and attending court.
  5. We never take more than 20 cases a month to ensure quality and personal attention to your case. 

Louisville, KY Foreclosure Attorneys 

At other law firms you pay your bankruptcy lawyer to prepare your petition.  Then you are handed off to a secretary, paralegal, or younger attorney after you pay. I always personally prepare your consumer bankruptcy, foreclosure defense, or small business bankruptcy case.  We usually work together in two consultations and 3-4 hours with you to ensure your petition is perfect. The filing process should never pass clients off to a paralegal or inexperienced junior lawyer after the law firm collects. 

Clients need a client-centered approach from experienced lawyers whose only practice areas are defending foreclosures, and Chapter 7 or Chapter 13 cases.  Over 99% of our Chapter 7 clients complete their Chapter 7 and obtain the discharge.  The average law firm will have 30 to 40 percent of their Chapter 13 cases fail and become dismissed.

Louisville, KY Chapter 7 & Chapter 13 

Many people have to refile their Chapter 13 case, convert to a Chapter 7, or lose property because an attorney did it wrong. Chapter 7 and Chapter 13 are different tools for different purposes to provide a future with finances free from the debt and stress that can cause a job loss or divorce.  Chapter 13 is perfect for saving a home, defending a private student loan lawsuit, and managing tax debts. Chapter 7 is usually best for debtors with little equity in homes and assets and less than average incomes.  

When you call our law firm, clients talk to me or my assistant Toni, who will schedule a free consultation to design a solution that meets your goals. We spend time with you to ensure you achieve your goals, get a fresh start, and get out of debt. We do less than 20 cases monthly to ensure each client gets the needed attention, debt relief, and a better future. 

Why We are Trusted

My Experience

Nick-Thompson

In 1988, I accepted a position as an Assistant Attorney General  in the State Tax Department. I practice before the United States Bankruptcy Court and the US Tax Court, holding license #51.

Since 1991, I have practiced bankruptcy law and foreclosure defense in Louisville, Ky handling over 5,000 Chapter 7 and Chapter 13 cases and over 1,000 foreclosures. I am an experienced lawyer focusing on foreclosures, small business, and tax debt.

In 2020, I made history by filing the first Chapter 11 Small Business Reorganization Act (SBRA) case for a family-run business in Kentucky under the bankruptcy code. 

This is a testament to my commitment to  bankruptcy law. I share my knowledge by teaching classes to Kentucky bankruptcy attorneys on how to defend foreclosures and help people file for bankruptcy relief as an instructor for NBI and Lorman.  

Three Federal Banking studies prove the rich use the code to increase their wealth.

"Individuals who file for bankruptcy experience a sharp boost in their credit score after bankruptcy, whereas the recovery in credit score is much lower for individuals who do not file for bankruptcy."

— Federal Reserve Bank of New York

Nick Thompson 
Kentucky Bankruptcy Lawyer 
502-525-0905

Toni Hardin 
Administrative Assistant 
502-525-0903

Office@Bankruptcy-Divorce.com 
800 Stone Creek Parkway Suite 6 40223

 A bankruptcy filing ends harassing phone calls with an automatic stay enforcing legal rights to debt relief from bills and creditors!  Serving Prospect, Crestwood, LaGrange, Mount Washington and Shepherdsville.