Louisville Bankruptcy Attorney

Nick Thompson

Kentucky Default Summary and Agreed Judgement

Kentucky Default Summary and Agreed Judgments

A Kentucky default summary or an agreed judgment is a written decision of a court that quickly ends undisputed cases. However, with an agreed judgment, you have a very short period of time to object and appeal. Then, if you fail to appeal and object you essentially agree to the decision. Once a judgment is […]

Foreclosure Forms

foreclosure forms

These foreclosure forms and links may help with your foreclosure. People from all over the internet and the United States help us work together to defend foreclosure cases and file Chapter 13 bankruptcy to catch up on the payments and save homes from foreclosure. Foreclosure Forms and Links People from all over the internet help […]

9 Tips to Help You Save Your Home from Foreclosure • Video

Save your home from foreclosure

Foreclosure is one of the worst things that can happen to someone. In addition, the damage to your credit is worse than if you file bankruptcy. You also lose equity in the home. Then, the lender sticks you with a deficiency judgment, and a 1099-c tax debt replaces the deficiency. Some of the most common […]

How to Effectively Stop Foreclosure in 2020

How to effectively stop foreclosure in 2020

Do you want to know how to effectively stop foreclosures? To begin, in 2020 the methods are entirely different than what they were in 2010. For instance, now there is no tax forgiveness if the home goes back. Additionally, there is no longer protection for tenants. Finally, there are no requirements for mortgage companies to […]

Louisville Kentucky Foreclosure Defense

Louisville Kentucky Foreclosure Defense

For a bank, foreclosure is a business decision. While the foreclosure is going on, the mortgage company will only give you information that is in their best interest. The homeowner should make this a business decision too. Louisville Kentucky Foreclosure Defenses If you face foreclosure in Kentucky, you have two basic options. Delay the mortgage […]

Learn About Louisville Short Sales

Short Sale Louisville Foreclosures

The major benefit of a short sale is that your FICO score will be about 25 points higher than if you file bankruptcy. Bankruptcy will drop a great FICO score by about 100 points. On the other hand, a short sale will drop it about 80 points. However, for some rarely used mortgage programs, if […]