How bankruptcy affects credit in Louisville, KY can impact your financial future. Nick Thompson explains what to expect. Call today.
Sooner or later, something terrible happens in every family. It’s unusual for a person never to have an accident, divorce, or job loss, which may lead to bankruptcy and significantly impact their financial situation. This article will help you rent an apartment after bankruptcy. You should usually be able to buy a house two years…
Many of our bankruptcy clients obtain a 725 or higher FICO Credit Score within a year after Bankruptcy when they follow these guidelines. Regulations require you to wait two years after the bankruptcy discharge to get a VA, FHA, or HUD mortgage and three years after a foreclosure. Interestingly, the foreclosure actually has more than…
You can get a good credit rating by performing credit repair after bankruptcy. In fact, after Chapter 7 bankruptcy, you can get credit cards, prime rate mortgages, and a life. Your credit will repair itself if you pay on time, and correct your credit report after filing bankruptcy. Future good credit comes from making loan…
Most credit scores range between 500 and 700, with a score above 620 necessary for a reasonable rate mortgage. Start rebuilding your credit after bankruptcy by sweeping your credit file and continuing to pay your debts on time. To help you do this, we recommend a couple of services we regularly work with to do…
This article lists the three best services for your credit repair after bankruptcy. In addition to explaining how to repair your credit after bankruptcy, we will also go over how some people have higher FICO Scores after filing bankruptcy. Credit Repair After Bankruptcy • Starting Your New Life Right Don’t take our word for it—The…
Bankruptcy and Your Spouse: The Fortress Strategy for Kentucky Families By Nick C. Thompson, Louisville Bankruptcy Attorney When you are staring down the barrel of foreclosure, wage garnishment, or insurmountable credit card debt, the sleepless nights usually aren’t about the money. They are about your family. Your obligation to take care of yourself and your…