Predatory Auto Subprime Car Loans
201503.30
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Predatory Auto Subprime Car Loans

These loans are often bought and sold in securities markets but can be serviced by the original lender. Without a home you may live with a relative or you may even live out of a car. But if you don’t have a car to get to work in life may be impossible. In 2015 Santander Consumer…

201410.26
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Senior Citizens Social Security Student Loan Garnishments

In 2005, older adults owed $2.8 Billion in federal student debt. In 2013, this increased to over $18 Billion, according to the Government Accountability Office (GAO) in 706,000 households compared to 22 million households with the remaining student load debt. People over 65 left on social security default their student loan debt at a much higher rate. Although other debts like income taxes…

Bankruptcy Time Limits and Filing Periods
201408.25
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Bankruptcy Time Limits and Filing Periods

Timing when to file bankruptcy is everything. It hurts a lot less if you know what to do.  It is a lot less stressful if you know what you are doing and what is happening. File too early and you may not discharge certain debts like an income tax or some student loan debts. Wait too long and the…

201406.19
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Kentucky Default Summary Agreed Judgments

Judgments Generally A judgment is the written decision of a court. If you disagree with a judgment you have a very short period of time to object or you have agreed to the decision. Once a judgment has been issued the creditor can start garnishments and attachments. The first thing the creditor immediately does is to issue…

Rescue and Predatory Home Mortgage Fraud
201404.14
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Rescue and Predatory Home Mortgage Fraud

Kentucky Rescue and Predatory home mortgage fraud Rescue and Predatory home mortgage frauds are common. Recently a person came into our office after sending 10,000 dollars to a company in California.  That company claimed they would save their home from foreclosure. The company claimed they would take payments from them and then make mortgage payments and…

Foreclosure Landlord Tenant Lease Evictions
201404.13
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Foreclosure Landlord Tenant Lease Evictions

Foreclosure Landlord Tenant Lease Evictions If the rental property is in foreclosure, the Landlord owns a property until the day the property transfers to the new owner. The Landlord or Owner may occupy, use, lease or sell the property as he or she sees fit unless the mortgage and note have some restriction.  There are often…

Kentucky Deed in Lieu of foreclosure Law
201312.22
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Kentucky Deed in Lieu of foreclosure Law

A deed in lieu of foreclosure only means you automatically and immediately lose possession of the home. A deed in lieu will not normally be accepted when there are other liens against the home or a second mortgage. Each lien and mortgage has to agree to release their lien. You have to work to get…