Bankruptcy and Divorce in Louisville Kentucky
Financial disasters often cause stress and disrespect which leads to bankruptcy and divorce. In fact, I get asked a lot of questions about the intricacies of bankruptcy and divorce in Louisville, Kentucky. People often file for divorce and then file for bankruptcy. However, people also reverse this order and first file bankruptcy and then divorce. […]
Filing Late Bankruptcy Debtor Education and Credit Counseling Certificates
Since 2005 Congress has required consumer debtors to attend a credit counseling class before they file. They also must attend a debtor education class after they file to get a discharge. Our office can easily prepare a petition with only income information. However, we cannot file the petition without the credit counseling certificate. Both courses […]
Performing Credit Repair after Bankruptcy • Video
You can get a good credit rating by performing credit repair after bankruptcy. In fact, after Chapter 7 bankruptcy, you can get credit cards, prime rate mortgages, and a life. Your credit will repair itself if you pay on time, and correct your credit report after filing bankruptcy. Future good credit comes from making loan […]
Best Chapter 7 13 Consumer Bankruptcy Attorneys
Listed below are, in my opinion, the best of the best Chapter 7 13 consumer bankruptcy attorneys for every state. No one paid for this recommendation. The law offices I list below are not the largest or the most profitable. Also, they might do 100 cases a year or even 1,000. But, they do it […]
Benefits of a Chapter 7 Bankruptcy • Video
One of the basic Chapter 7 bankruptcy benefits is a federal court order. When you file Chapter 7, an “automatic stay” is put into place. This automatic stay then stops all collections attempts, lawsuits, wage garnishments, and any contact from creditors. It is so effective, I have people report they pick up phones to see […]
Chapter 7 Bankruptcy Auto Loan Redemption
If you wish to redeem your auto loan and keep your car in Chapter 7 bankruptcy the requirement is to pay the replacement value for your car. The same holds true for a loan for your truck, boat, or motorcycle. Additionally, mobile homes not attached or affixed to the land are also redeemable. Again, redemption […]
