How Bankruptcy Affects Spouse, Job, Credit, and Cosigners • Video
Bankruptcy tends to save marriage jobs credit and cosigners. However, debt hurts these relationships. So, if you want to learn more about how bankruptcy affects spouse, job, credit, and cosigners. If you want to know how bankruptcy can save a marriage, protect a spouse or cosigner, prevent a job loss, and restore credit, it is […]
Keeping Your Inheritance in Bankruptcy
You may be able to keep an inheritance in Bankruptcy or funds from a lawsuit if you know how to exempt it or if you know how to time the filing of your bankruptcy. Whether you file for Chapter 7 or Chapter 13 bankruptcy also determines whether or not you keep the property. Of course, […]
Bankruptcy Adversary Proceedings • Chapter 7 and 13 • Video
Adversary proceedings are when you need to continue to fight it out in bankruptcy court with the results affecting your bankruptcy. This happens when you file bankruptcy while either you or a creditor might also need to file a lawsuit to have a bankruptcy judge determine the results. In this scenario, you and the creditor […]
HELOC Second Mortgage and Property Tax Foreclosures
HELOC second mortgage and property tax foreclosures are expected to increase in 2018–2025. $265 billion in home equity lines of credit mortgage loans (or HELOCs) will go into foreclosure from 2015 to 2018 according to Experian. Some homeowners will have to increase these monthly second mortgage payments by 3 to 4 times the present monthly […]
Your Fresh Start on a New Budget with Bankruptcy
How do we make sure you get a fresh start in bankruptcy on a new budget you can afford? Well, it’s simple. In short, we take the time to make sure you get a fresh start and a new budget you can afford. That’s because you must spend the right amount of time to prepare a […]
Budgets for Chapter 7 and 13 Bankruptcy
Budgets for Chapters 7 and 13 bankruptcy include expenses that are acceptable by the trustees and judges. However, those expenses must make sense for your needs and income. Budgets for a Chapter 7 bankruptcy need to support the conclusion that you have no money left over after your reasonable and necessary expenses to pay a […]
