How to Manage Student Loans Collections • Video

How to Manage Student Loans Collections

This post explains how to manage student loan collections and get out of default both with and without bankruptcy. It explains in a few words and a couple of minutes what you need to know while giving you a plan of action. Each part of this can be expanded as a topic if you need […]

Student Loans in Chapter 13 Bankruptcy • Video

Student Loans in Chapter 13 Bankruptcy

Student loans are generally not dischargeable unless the court grants you a hardship discharge. In Chapter 13 the debt may be challenged as fraudulent or otherwise being unenforceable. Student loans are not enforceable when the school closes prior to the student completing his education or if the debtor didn’t qualify for the loan or school.  Student […]

Student Loan Statute of Limitations • Video

Student Loan Statute of Limitations

There is no statute of limitations for government student loans. Federal Student loans are exempt from the state statute of limitations because of Section 484A(a) of the Higher Education Action and 20 U.S.C. § 1091a(a). However, Private student loans are subject to the statute of limitations and all the same defenses that any other contract […]

Hardship Discharge Student Loans • Video

Early Chapter 13 Bankruptcy Discharge

Some student loans automatically discharge if you list them correctly and file them properly. Not waiting for the proper length of time to discharge them is probably malpractice. In addition, not waiting for the proper length of time to discharge income taxes can also be fatal. This is the quick four-part checklist we use to […]

Kentucky Statute of limitations

Kentucky Statute of limitations

Kentucky has a 15 year statute of limitations for written contracts UNLESS you have paid on it. Making any payment within the statutory number of years re-sets the statute for another 15 years. Some states have this rule in their Statute of limitations. Other states don’t. If a collector is pestering you about a 16 […]

Student Loan Bankruptcy Cases

Student Loan Bankruptcy Cases

It is my goal to be known as the go-to attorney in Kentucky and Southern Indiana for student loan bankruptcy cases. The cases below are some of the most important cases about getting student loan discharges and are well-worth reading. The link on the left is the document the description for the document is on […]