Louisville Bankruptcy Attorney

Nick Thompson

A Louisville Bankruptcy Attorney

An Avvo Top 3 rated Louisville Foreclosure Lawyer since 2013

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How to File your Kentucky Bankruptcy

Step 1

Gather Your Documents

First, every debtor must provide the Bankruptcy Court with documents and exhibits. Trustees look for hidden assets, income, & transfers in these documents. Download our consumer or small business checklist.

Step 2

Filing Bankruptcy Online

Second, Call 502-625-0905. We will set up your online intake. You can bring in your PDF documents on a thumb drive, upload them, or we can scan them and initiate the bankruptcy process.

Step 3

Credit Counseling

Third, take a required counseling class before filing your application. I like prebk.com and bkcert.com. Take the debtor education class after filing for bankruptcy to get the discharge from creditors and become debt-free.

A Different Kentucky Bankruptcy Lawyer

We Stop Kentucky Foreclosures, Lawsuits, and Garnishments

  1. We believe providing for your family is more important than paying bills and debt collectors.
  2. Our process typically increases your net worth, credit score, and provides debt relief.
  3. We eliminate $20,000, $100,000, or more of unsecured debt for 8-10 hours of your time, which includes preparing a petition and attending court.
  4. We handle fewer than 20 cases per month to ensure quality and your personalized attention.
 

A Consumer Louisville Bankruptcy Attorney 

At other law firms, you pay your bankruptcy lawyer, and then you are handed off to a secretary, paralegal, or younger attorney. I prepare your consumer bankruptcy, foreclosure defense, or small business bankruptcy case. We typically offer two consultations: a complimentary 2-hour consultation and a 2-3 hour consultation with you to prepare and ensure your petition is perfect. Bankruptcy attorneys should never pass clients off to a paralegal or an inexperienced junior lawyer after the law firm collects. But at many firms, that is the bankruptcy filing process. 

Clients require a client-centered approach from experienced lawyers whose sole practice areas are defending foreclosures and handling Chapter 7 or Chapter 13 cases. Over 99% of our Chapter 7 clients complete their Chapter 7 and obtain financial freedom and discharge. The average law firm will have 30 to 40 percent of its Chapter 13 cases fail and become dismissed.

Kentucky Chapter 7 & Chapter 13 

Many people have to refile their Chapter 13 case, convert to a Chapter 7, or lose property because an attorney made an error. There are various tools available for different purposes, designed to provide a future with finances free from debt and stress, such as foreclosure or collection lawsuits. Chapter 13 is perfect for saving a home, defending a private student loan lawsuit, and managing tax debts. Chapter 7 is typically best suited for debtors with limited equity in their homes and assets, as well as those with below-average incomes.  

When you call our law firm, you will speak with me or my assistant, who will schedule a consultation to design a solution tailored to meet your goals. We spend time with you to ensure you achieve your goals, get a fresh start, and overcome debt. I handle fewer than 20 cases per month to ensure each client receives the necessary attention, debt relief, and a better future. 

We are a Trusted Louisville Bankruptcy Attorney

My Louisville Bankruptcy Attorney Experience

Louisville Bankruptcy Attorney

In 1988, I accepted a position as Assistant Attorney General in the State Tax Department. I practice before the United States Bankruptcy Court and the US Tax Court, holding license #51.

Since 1991, I have practiced bankruptcy law and foreclosure defense in Louisville, Kentucky, handling over 7,000 Chapter 7 and Chapter 13 cases, as well as over 1,000 foreclosures. I am an experienced lawyer helping people file for bankruptcy relief for foreclosures, small businesses, consumers, and tax debt.

In 2020, I filed the first Chapter 11 Small Business Reorganization Act (SBRA) case for a family-run business in Kentucky under the bankruptcy code. 

I am committed to bankruptcy law. I share my knowledge by teaching Kentucky attorneys how to defend foreclosures as an instructor for NBI and Lorman.  

 

Three Federal Banking studies prove the rich use the code to increase their wealth.

"Individuals who file experience a sharp boost in their credit score after bankruptcy, whereas the recovery in credit score is much lower for individuals who do not file for bankruptcy."

— Federal Reserve Bank of New York

Nick Thompson 
Kentucky Bankruptcy Lawyer 
502-525-0905

Executive Assistant 
502-525-0903

Office@Bankruptcy-Divorce.com 
800 Stone Creek Parkway, Suite 6, Louisville KY 40223

We serve the state of Kentucky, including Lexington, Bowling Green, Elizabethtown, Hopkinsville, Jeffersontown, Paducah, Radcliff, Prospect, Crestwood, Shelbyville, LaGrange, Mount Washington, and Shepherdsville. People can file for an automatic stay to end harassing phone calls and enforce their legal rights to debt relief from bills and creditors.