A Consumer Bankruptcy Attorney 

At other law firms, you pay your bankruptcy lawyer, and then you are handed off to a secretary, paralegal, or younger attorney. I personally prepare your consumer bankruptcy, foreclosure defense, or small business bankruptcy case.  We usually have two consultations a free consultation for 2 hours and 2-3 hours with you to ensure your petition is perfect. Bankruptcy attorneys should never pass clients off to a paralegal or inexperienced junior lawyer after the law firm collects. But at many firms that is the bankruptcy filing process. 

Clients need a client-centered approach from experienced lawyers whose only practice areas are defending foreclosures and Chapter 7 or Chapter 13 cases.  Over 99% of our Chapter 7 clients complete their Chapter 7 and obtain financial freedom and discharge.  The average law firm will have 30 to 40 percent of their Chapter 13 cases fail and become dismissed.

Kentucky Chapter 7 & Chapter 13 

Many people have to refile their Chapter 13 case, convert to a Chapter 7, or lose property because an attorney did it wrong. They are different tools for different purposes to provide a future with finances free from the debt and stress from a foreclosure or collection lawsuit.  Chapter 13 is perfect for saving a home, defending a private student loan lawsuit, and managing tax debts. Chapter 7 is usually best for debtors with little equity in homes and assets and less than average incomes.  

When you call our law firm, clients talk to me or my assistant Toni, who will schedule a consultation to design a solution that meets your goals. We spend time with you to ensure you achieve your needs, get a fresh start, and get out of debt. We do less than 20 cases monthly to ensure each client gets the needed attention, debt relief, and a better future.