Avvos Highest Rated Bankruptcy Attorney in Louisville, KY
The law changed in 2005 requiring every bankruptcy filing to be supported by documents as evidence and debtors now have to take counseling before and a class after filing. In bankruptcy, timing it right is a huge issue with foreclosure, income tax and student loans. Some student loans and most income tax debts can be discharged if you wait the correct length of time and file properly. If you want to understand how to use bankruptcy to manage student loans, taxes and foreclosure make a free appointment! You may also want to download our book or research the information on our website using the upper right hand corner magnifying glass tool. We wrote the book and teach the classes to other attorneys on how to properly file bankruptcy or manage debts. We didn’t just graduate last year. Nick Thompson has been dedicated to filing bankruptcy and foreclosure defense cases and teaching attorneys how to do it for over 25 years. We limit the number of clients we take in to less than 200 per year to insure the quality of our work. We don’t just file bankruptcy cases. We partner with Lexington Law if you want to clean up your credit file after bankruptcy and recommend clients to Dave Ramsey for debtor education and learning how to budget for financial success after filing your bankruptcy. Clients that come to our office are taken care of and treated like family rather than treated like customers. Our success depends on you obtaining a fresh start on a new and affordable budget after you file bankruptcy.
Backed Up by Testimonials!
Compare our consumer reviews from Avvo, LinkedIn and Google to reviews for other Louisville firms. Nick is often chosen by Lorman and NBI seminars to train other attorneys how to bankrupt student loans, income taxes and defend foreclosures. Over 1000 bankruptcy lawyers follow and recommended him as the bankruptcy and foreclosure defense attorney to go to on LinkedIn. Nick has filed over 4,000 bankruptcy and foreclosure defense cases since 1988.
Nick personally prepares your bankruptcy or foreclosure defense. You are important to us. You are never handed off to a paralegal. We average less than 200 cases a year so you get individual attention. If you are looking for an experienced, effective bankruptcy attorney Nick is the attorney other attorneys have recommended on Avvo, Google and LinkedIn.
Bankruptcy and Foreclosure Manual By Nick Thompson
Our manual explains how we defend foreclosures, strip second mortgages, bankrupt student loans and discharge income taxes. This manual is meant to be used with the material on our website and with us in planning a strategy for you. The manual prepares you for court and explains how to work with us to keep property and maximize the debt discharged. Planning when and how to file is often the difference between discharging income tax, student loan and foreclosures or losing assets.
A Chapter 13 bankruptcy is primarily used for foreclosures, student loan, income tax problems and to protect assets and co-makers. If you have current medical debt but you will accrue more medical debt over the next year a Chapter 13 allows you to include all of it while the Chapter 13 is open and then convert the case to a Chapter 7 later. If you have filed a Chapter 7 within the last 8 years, Chapter 13 may be your only option. A Chapter 7 is used when the debtor has primarily unsecured debt and small to average income and assets. Kentucky exemptions now allow you to keep four times more home equity than before the law changed. See us if you need help to stop your foreclosure or you need a Louisville Kentucky Bankruptcy Attorney.