This is a library free resources for people filing for bankruptcy. Do you need help with your Chapter 7 bankruptcy? I am here to help you. Contact my office right away. Nick C. Thompson, Attorney: 502-625-0905
If you’re considering bankruptcy, you may be concerned about how it will impact your spouse. Our guide explains how bankruptcy impacts a spouse’s credit, debts, and financial responsibilities. Whether it’s Chapter 7 or Chapter 13, understanding these impacts can help you protect your spouse and family’s financial well-being. Key Takeaways Filing for bankruptcy individually typically…
Bankruptcy Overview Bankruptcy gives individuals and businesses a fresh start by eliminating or restructuring their budgets and debts. There are five types of bankruptcy, but consumers primarily file Chapter 7 and Chapter 13. A sample of a 2015 budget is below, but remember to always use your actual expenses in your budget. People often forget…
Always consult your bankruptcy attorney before voluntarily dismissing a Chapter 13 bankruptcy. Before filing for Chapter 13 bankruptcy, individuals must complete a credit counseling course to understand their financial situation and explore alternatives. If you can’t afford the repayment plan Rule 109(g)(2) restricts your refiling in hopes of a second chance. If you refile a…
Louisville, KY, has one of the highest bankruptcy rates in the country. Almost all of our clients, however, have their FICO scores increase and keep all of their property; and within a short time, are able to rebuild their credit scores to 725 For many city residents, filing for bankruptcy can be a last resort…
If you’ve overpaid on your Chapter 13 bankruptcy plan, you may be unsure what to do next. Chapter 13 overpayment happens when you pay more than required into your repayment plan. But to get a refund usually means you paid more than 100% into the plan. We explain the causes of overpayments, how to handle…
Kentucky Chapter 7 Bankruptcy Attorney Overwhelmed by debt? A good Kentucky Chapter 7 Bankruptcy Attorney can help you eliminate debt, increase your net worth, and improve a low credit score. Filing bankruptcy under Chapter 7 can be a simple process with the help of a skilled bankruptcy lawyer. Essentially, you must: gather the documents, fill…