Javitsch Block Debt Collectors
Javitsch Block Debt Collectors is a collection law firm that primarily collects in Kentucky and Ohio. It operates at 1100 Superior Avenue, Cleveland, Ohio 44114-2521 and 700 Walnut Street, Suite 302 Cincinnati, OH 45202. The law firm often collects for private student loans like National Collegiate Student Loan Trust. On March 1, 2021, when this was written it was not accredited by BBB. In fact, on that date, BBB ranked them one out of five stars.
What’s more, from 2019 to 2021, we defended cases 19-CI-001354 and 19-000753 in Jefferson County. Although the cases were prosecuted for over three years, our client only had to pay the fee to file an answer. After three years, a third party paid a settlement, and the client paid nothing.
Mr. Block is a board member of the National Association of Retail Collection Attorneys (NARCA) and is a Debt Buyers Association (DBA) and Ohio Creditors Bar Association member. Michael D. Slodov of Javitch, Block & Rathbone, LLC wrote the article Documentation? I don’t have to show you documentation that outlined how to avoid discovery.
⎆ Javitsch Block debt collection defenses.
Our office often sues debt collectors under the FDCPA and uses defenses such as TILA and over 100 other defenses to consumers who are sued for a debt. It’s interesting to note that debts that are sold to a company that later sues a client are difficult for debt collectors. Sometimes it’s difficult because records get lost and are missing. Or, perhaps there is no contract. Additionally, if the note is negotiable and over seven years old, the statute of limitations might have run. Javitsch Block represents debt buyers and collects credit cards, installment loans, taxes, student loans, and commercial debt.
All attorneys do their best for their clients, and Javitsch Block is no different. You work hard and do your best to collect for your client. But often, your client may have made a poor loan decision or used poor practices in processing the loan. Javitsch Block usually has problems with its cases, just like any other collection law firm that tries to collect consumer debts.
In fact, there are many reasons why law firms might not be able to prove the case. For example, it might have missing information, or the loan may not have been properly made. But, rest assured, when debt collectors abuse the system we often sue them back.
⎆ Javitsch Block debt collection problems.
Collection law firms like Javitsch Block often try to cure these problems before filing the case. Collection law firms usually try to verify that all the necessary items go through the appropriate process and filing. But, there are some things you can’t fix. For example, if the three-day right of recission was never given to the homeowner in foreclosure, there’s no fixing that TILA error and the homeowner is not liable for the debt. Of course, that’s not the fault of a debt collection law firm like Javitsch Block, whose job it is to collect the consumer debt. However, we concentrate on bankruptcy, student loans, defending debts and foreclosures, and finding what debt collectors try to cover up.
It is our job to look for these errors. This is not something you can do by handing the project over to an assistant. It takes a trained eye to look for the mortgage closing errors in a foreclosure. In a student loan case, you look for errors like whether the school, student, expenses, or loan was qualified and proper. Of course, often it isn’t.
Again, collection law firms are not working for the student loan consumer’s best interest. For one thing, they won’t tell you how to sue the college of lender back. They also won’t explain to you how not to pay and thereby avoid the student loan debt.
⎆ Debt Collectors and National Collegiate Student Loan trust.
The job of a debt collector is to maximize the profit of their client. It is your job to maximize your profit and the money your family has. You won’t do that by listening to the lender who wants to collect from you or their employees. Javitsch Block is a professional debt collector. It’s important to remember that when they sue you, you are not their client. What debt collection law firms often do is record every conversation and then use it against the debtor in court.
If Javitsch Block is suing you for a National Collegiate Student Trust loan, call us. We look for errors that make the debt uncollectible. Then, we explain your options to you and work to make sure student loan debt collectors cannot collect from you.
Student loans and foreclosures are serious with large debts that continue to increase even after getting a judgment. However, our office files bankruptcy cases and defends these cases. Since 1991 filing bankruptcy cases and defending foreclosure has been our primary or only job. We do it right, and we enjoy eliminating it as a problem for our clients.
Resources for Bankruptcy
Louisville Kentucky Bankruptcy Forms
Student Loan Bankruptcy Qualifications
Bankrupt or Discharge Student Loans in Bankruptcy
Discharge Private Student Loans in Bankruptcy
Tax and Bankruptcy Lawyer for Business Trust and Income Tax
If you are thinking about filing bankruptcy, don’t delay because timing is crucial. I am here to help you. So, contact my office right away to start the conversation. Nick C. Thompson, Bankruptcy Lawyer: 502-625-0905.
