Our office offers debt settlement relief services when negotiation is better than bankruptcy. However, debt settlement is not something you want to do yourself. For one reason, when you call the creditor the call is recorded so your admission that you owe the debt can be used against you. Collectors are only interested in receiving…
One of the worst alternatives to Chapter 7 or 13 bankruptcy is debt management or debt settlement plans, sometimes called credit counseling. But, please don’t confuse this with the credit counseling certificate requirements for bankruptcy. Most people are aware of the claims and advertisements of these debt management agencies. But, are their claims true or…
Are you thinking about turning to a debt settlement agency instead of a debt settlement attorney? If so, there are some harsh facts you need to know about debt settlement companies and how they operate. In the Wall Street Journal, Michelle Singletary wrote this about debt settlement service companies, “Clients still end up paying as…