The US Department of Education offers a student loan disability hardship due to permanent and total disability. The US Department of Education defines total and permanent disability as the inability to work and earn money because of an injury or illness. The illness or disability must continue indefinitely or result in death. First, to qualify,…
Student loans are generally not dischargeable unless the court grants you a hardship discharge. In Chapter 13 the debt may be challenged as fraudulent or otherwise being unenforceable. Student loans are not enforceable when the school closes prior to the student completing his education or if the debtor didn’t qualify for the loan or school. Student…
Are you looking for information about your student loan hardship discharge bankruptcy? Below you will find important resources to assist you with better managing or discharging your student loan. First, you must understand that student load discharges are not impossible. So, don’t assume you can’t discharge your student loan. In fact, there might be an…
Some student loans automatically discharge if you list them correctly and file them properly. Not waiting for the proper length of time to discharge them is probably malpractice. In addition, not waiting for the proper length of time to discharge income taxes can also be fatal. This is the quick four-part checklist we use to…
Chapter 7 student loan bankruptcy hardship discharges are hard but not impossible to get. A Chapter 7 debtor must prove the following: Every option has been taken to attempt to repay the student loan. No disposable income exists to repay the student loan. There will never be a disposable income to repay the student loan….