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Bankruptcy Filing Debtor Education and Credit Counseling Certificates late

Bankruptcy Filing Debtor Education and Credit Counseling Certificates late Since 2005 Congress has required consumer debtors to attend a credit counseling class before they file. They also must attend a Debtor Education class after they file to get the discharge. Our office can easily prepare a petition with just the income Information. However, we cannot…

Bankruptcy Adversary Proceedings: Chapter 7 and 13
201805.16
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Bankruptcy Adversary Proceedings: Chapter 7 and 13

When you file bankruptcy, either you or a creditor may still need to file a lawsuit and have a bankruptcy judge determine the results. You and the other person are adversaries. Adversary proceedings are when you need to continue to fight it out in bankruptcy court, and the result will effect the bankruptcy. Adversary proceedings…

Kentucky Foreclosure Defenses TILA RESPA
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Kentucky Foreclosure Defenses TILA RESPA

Kentucky mortgage companies are subject to the Truth in Lending “TILA” requirements. If a lender fails to issue the notice of your three day right of rescission it may have to actually give back money to the borrower. You don’t have to sue to exercise your three day right of rescission but you do have…