This is a library of free resources for people filing for bankruptcy. Do you need help with your Chapter 13 bankruptcy? I am here to help you. Contact my office right away. Nick C. Thompson, Attorney: 502-625-0905
Sometimes the Chapter 13 plan needs a modification. Your income might drop which means you need a Chapter 13 plan modification to lower payments. Or, perhaps your mortgage company didn’t file a claim. If that’s the case, now you must file a claim for them and include that claim with a Chapter 13 plan modification….
If a Debtor makes the majority of his plan payments in the Chapter 13 plan but can not continue to make payments due to no fault of his own, he may ask for an early or hardship Chapter 13 bankruptcy discharge. The words Hardship Discharge just like inside the plan are not in the code….
The most important benefit of Chapter 13 bankruptcy is that it allows you to catch up on a mortgage or auto loan. First, the temporary court order that stops collections is the stay. Then, the protection of the stay stops collections and lasts for 3-5 years. During that time, it allows debtors the ability to…