Nick Thompson did the webinar and contributed to the book used by lawyers to battle student loans. He was able to obtain a discharge of his own student loans using his system.
Need Help with a Specific Student Loan Problem?
We offer several services at additional cost, and among these are:
Getting you out of default and keeping you on track to stay out of default
Stopping the garnishment and tax refund intercept
Helping with the paperwork and certifications to qualify for the federal Public Service Forgiveness Discharge
Helping to set up an Income-Driven Repayment plan for you, saving you time and effort
Discharging your student loans if you have become disabled
Negotiating a settlement of private student loan debt
Representing you if you are sued for your debt
Stopping illegal collection activity by your student loan or other creditors
Filing a Chapter 13 bankruptcy to protect your co-signers and/or put you in a plan with a reasonable payment
Filing a Chapter 7 bankruptcy to get rid of dischargeable debt so you can focus on your student loans.
If you need an In-Depth Analysis and Guide to Your Problem we offer a one hour Consultation for $150
In your one hour appointment you will learn exactly what can and cannot be done to overcome and take command of your student loan debt. You’ll be getting a knowledgeable evaluation of all the options available to you, a plan as to what we think your best options are, and clear and understandable answers to all your questions. You may use the plan as a guide for you to follow on your own, or you may want us to work with you and take action right away. It’s up to you.
If you our free 10-minute Phone Consult and are ready to take the next step and get practical and money-saving recommendations specifically for you, then call to schedule your one hour appointment now.
In our law practice we meet many people for whom student loans are a big problem. The debt burden looms over their lives and they worry about their and their loved ones’ futures. It’s hard for them to see any good way through. In a lot of ways, managing your student loan debt is like doing your income taxes. Sometimes it can be fairly easy, but sometimes you really want professional help to be sure it’s getting done the best way to your benefit, and done legally. Some situations are in fairly straight-forward, and it is not too hard to do it yourself if you want to, though it can be a little time-consuming.
⎆ Your Louisville, Kentucky student loan collection defense lawyer.
This is just a partial list of some of the items to consider if you have student loan issues. So, if you are suffering from an abusive situation with a student loan, contact my office right away to start the conversation. Nick C. Thompson, Attorney: 502-625-0905
In the 2010 case of Espinosa, the Supreme Court decided perfect notice to a student loan lender was not necessary. In some cases, a student loan can be hardship discharged in bankruptcy without first determining undue hardship in an adversary proceeding. An adversary proceeding is a separate lawsuit filed in your bankruptcy case. These adversary proceedings give the…
Student loans are generally not dischargeable unless the court grants you a hardship discharge. In Chapter 13 the debt may be challenged as fraudulent or otherwise being unenforceable. Student loans are not enforceable when the school closes prior to the student completing his education or if the debtor didn’t qualify for the loan or school. Student…
Are you looking for information about your student loan hardship discharge bankruptcy? Below you will find important resources to assist you with better managing or discharging your student loan. First, you must understand that student load discharges are not impossible. So, don’t assume you can’t discharge your student loan. In fact, there might be an…
The US Department of Education offers a student loan disability hardship due to permanent and total disability. The US Department of Education defines total and permanent disability as the inability to work and earn money because of an injury or illness. The illness or disability must continue indefinitely or result in death. First, to qualify,…
Again, no one should assume that their student loan is not dischargeable in bankruptcy. The fact is, every year about 500 people nationwide get student loan discharges. First, you have to prove that you do not have enough income to cover basic health care and essential food, shelter, and clothing if you continue to pay…
In regard to student loan hardship repayment plans, there was once a requirement that people first attempt an Income Contingent Loan Repayment Plans (ICRP). However, that was overruled in Kentucky. I refer you to Circuit Barrett v Educational Credit Management Corp 487 F 3rd 353 2007 where a medically disabled person was asked by ECMC…
We offer several services at additional cost, and among these are:
